service above and beyond your expectations

Insure Smarter!™

Commercial Insurance Services and Risk Management

Do You Need Personal or Business Insurance?

What type of insurance do you need?

IQ Risk Insurance Services, LLC is a leading, knowledge based, insurance brokerage operation serving businesses and individuals with a broad range of insurance products and risk management related services. Businesses throughout California come to us for vital, comprehensive property and casualty protection. Through an extensive array of carriers we offer tailored commercial insurance programs which provide a full array of property and casualty coverages with the endorsements and flexibility of a portfolio design.

Other casualty coverages important for the protection of your business include commercial automobile,workers’ compensation and commercial umbrella. We also offer an extensive array of property coverages to help further protect your physical assets and the continuity of your business operations with building & contents, equipment breakdown, business interruption / loss of income and commercial crime coverages designed to protect your business. Additionally, we provide management and professional liability coverages to protect both your business and your employees against losses emanating from misstatements, misrepresentations and errors and omissions in the performance of their management and professional duties.

Because of our extensive carrier access, we can provide your company with the tailored program coverage needed to survive in a challenging world. Below we have provided additional coverage descriptions and the explanations you need to help you Insure Smarter!